Compare & Save on Energy

A practical Australian guide to comparing energy plans, using official comparison tools and cutting unnecessary bill costs.

Sancia PereiraEnergy Markets Analyst
6 June 20268 min read
Row of smart utility meters mounted on a blue wall.

Compare and save on energy only works when the plans you are reviewing are genuinely comparable. That means using the same address, tariff assumptions, usage profile and fee settings across each offer rather than relying on headline discounts or broad brand claims.

For most Australian households, the quickest path to lower bills is not guessing which retailer is cheapest. It is using the right official comparison tool for your state, checking where your current plan sits against the relevant benchmark, and then matching the shortlist to how your household actually uses energy.

Quick answer: how do you compare and save on energy?

Start with a recent bill, your postcode and an independent comparison website. Compare plans using the same household details, then check supply charges, usage rates, solar settings, fees and contract conditions before switching. In many cases, the biggest savings come from leaving an uncompetitive default or legacy plan.

Why energy plans must be comparable before you switch

The ACCC says the Electricity Retail Code is designed to help consumers compare plans on an apples-with-apples basis. That principle matters because energy offers can look cheaper on the surface while hiding higher supply charges, solar trade-offs or payment conditions that increase the annual bill.

If two plans are not being tested against the same assumptions, the comparison is weak. That is why your own address and bill details matter more than generic top-10 lists.

Use the official comparison tool for your state first

The Australian Government's energy guidance says one of the easiest ways to reduce energy costs is to compare energy offers, and it points households to free and independent government comparison tools.

In Victoria, the key tool is Victorian Energy Compare. In New South Wales, Queensland, South Australia, Tasmania and the ACT, the main official tool is Energy Made Easy. These services are designed to compare available offers based on your location and bill details.

That is a better first step than relying only on retailer marketing pages.

What to compare on an energy bill

If you want the offers to be truly comparable, focus on the parts of the bill that drive the real annual cost.

  • daily supply charge;
  • electricity or gas usage rates;
  • tariff type, such as single rate or time-of-use;
  • controlled load charges where relevant;
  • solar feed-in tariff settings if your home exports energy;
  • payment fees, paper bill fees or card surcharges;
  • any sign-up credit conditions;
  • whether the plan is being compared against the relevant default or reference benchmark.

This is also why a high discount headline can be misleading if the underlying rates are not actually strong.

Government benchmarks help you sense-check value

In Victoria, the VDO is an important reference point. In other eligible states, the DMO or related reference framework helps households understand whether a market offer is cheaper or more expensive than the safety-net benchmark.

These benchmarks do not automatically show the best plan for every home, but they are useful for identifying whether your current plan is obviously uncompetitive.

Solar homes need a different comparison mindset

The Australian Government's solar pricing guidance makes clear that the plan with the highest feed-in tariff is not necessarily the best. Solar households need to compare import rates, supply charges and export settings together.

A retailer with a strong feed-in tariff can still be poor value if the import rate is too high. The reverse can also be true. That is why solar comparisons should not be reduced to one number.

How to compare and save on energy properly

Use a repeatable process.

  1. Pull out a recent electricity or gas bill.
  2. Note your exact address, distributor area and tariff setup.
  3. Use the official comparison site for your state.
  4. Compare all offers using the same household details.
  5. Review supply charges and usage rates before credits or discounts.
  6. Add solar, controlled load and payment-fee considerations if they apply.
  7. Estimate likely annual cost rather than only looking at one billing cycle.
  8. Check whether the shortlisted plan still suits your household habits.

If you want a simpler next step after the official comparison tools, use the CompareUs electricity hub, gas hub, electricity cost calculator and gas cost calculator.

Common reasons households overpay

A lot of overpayment comes from inaction rather than extreme usage. Common causes include staying on an old standing offer, not comparing after a price change, ignoring supply charges, and choosing a plan that does not suit solar or time-of-use usage patterns.

Another common problem is comparing plans without taking move-in, reconnection or billing fees into account.

Which households save the most by comparing?

Households that have not reviewed their energy plan in the past 12 months are often the strongest candidates for savings. The government guidance on switching points directly to comparison as a simple way to cut costs, and it notes the process can often be completed within 10 to 15 minutes if you have a recent bill and internet access.

The biggest wins often come from replacing an obviously poor plan rather than chasing tiny differences between already competitive market offers.

How CompareUs can help next

Once you have used the official comparison tools, CompareUs can help you sense-check your shortlist and understand how plan structure affects your likely bills. That is especially useful if you are comparing electricity and gas together, or weighing solar export trade-offs.

Sources and methodology

This guide was prepared using current Australian Government energy guidance, ACCC comparison-code material, and Victorian and national comparison-site information. It is intended as a practical comparison guide for Australian households rather than a claim that one provider is always the cheapest for every address.

Where should you go next?

FAQs

What is the best way to compare and save on energy?

Use a recent bill, your exact address and the official comparison website for your state. Compare supply charges, usage rates, fees and solar settings before switching.

Which official website should I use to compare energy plans?

Victorians should use Victorian Energy Compare. Many households in NSW, Queensland, South Australia, Tasmania and the ACT can use Energy Made Easy.

Why do energy plans need to be comparable?

A fair comparison uses the same address, tariff assumptions and usage profile across every plan. Without that, the cheapest-looking offer can be misleading.

Can I save money by switching energy providers?

Yes, many households can save by moving off an uncompetitive plan, but the size of the saving depends on your current rates, usage and location.

Should solar households compare plans differently?

Yes. Solar homes need to compare import rates, supply charges and feed-in tariffs together. The highest feed-in tariff alone does not always produce the best outcome.

How often should I compare my energy plan?

At least once a year is a practical rule, and you should also review your plan after major price changes, moves or changes in household usage.